Motor Car Insurance

AUII offers various coverage options for your vehicle

Motor Car Insurance

AUII offers various coverage options for your vehicle

Featured Coverage

Own Damage

Coverage for damage to your car which are not caused by natural occurrences


Coverage for losses to your car caused by theft or robbery

Bodily Injury

Customizable coverage from P500,000 to P1M which you can use if you hit another person

Property Damage

Eligibility and Desc

  • Must be 18 years old and above.
  • Must have a clear driving history, including from accidents, traffic violations, or DUI convictions.
  • Vehicle should be less than 1 year from initial purchase or release as of date of application (Second hand vehicles are subject for discussion)
  • Vehicle is a 3 or 4 wheel unit (Motorcycle, Sedan, SUV etc).
  • Residence where vehicle stays should be within Metro Manila.


What is car insurance?

Car insurance is a type of insurance policy that provides financial protection against damage or loss to your vehicle, as well as liability for injuries or damage to other drivers, passengers, or property.

Q. Why do I need car insurance?

Car insurance is required by law in the Philippines to protect yourself and others on the road. In case of an accident or unexpected events, car insurance can help cover the cost of repairs, medical expenses, and other damages.

Q. What types of car insurance are available?

There are several types of car insurance, including Comprehensive insurance, Third-Party Liability insurance, and Acts of Nature insurance. Some insurance providers may also offer additional coverage options such as Personal Accident insurance, Roadside Assistance, and Legal Assistance.

Q. How is my car insurance premium determined?

Your car insurance premium is determined by several factors, including your age, driving history, vehicle type, location, and credit score. Insurance providers use these factors to calculate the likelihood of a claim and determine the premium amount.

Q. What should I do in case of an accident?

In case of an accident, stay calm and exchange information with the other driver(s) involved. Take pictures of the damage and file a police report if necessary. Contact your insurance provider as soon as possible to report the accident and file a claim.